This website belongs to Instamoney, operated by PT Syaftraco, which only serves clients in the Indonesian market.
There is no connection between us and any Instamoney brand outside of Indonesia.
These Terms and Conditions (“T&C”) stipulate the terms and conditions relevant to the use of services and features provided by PT Syaftraco, a limited liability company established under the laws of Indonesia (“Instamoney”, “We”, “Us” or “Our”) to the entity or individual who enters into a Service Agreement with Us or otherwise uses Our Services (“You” or “Your”). We and You are collectively referred to as the “Parties” and individually as a “Party”.
By utilizing Our services and features, You hereby agree and accept to be subject to Our Privacy Policy which is accessible here https://www.instamoney.co/privacy-policy/
We shall be entitled to amend, modify or supplement the T&C at any time and for an unlimited number of times subsequently without restriction in Our sole and absolute discretion by posting a revised version of this T&C (https://www.instamoney.co/terms-conditions) (“Updated T&C”). We shall provide a written notice to You of any Updated T&C, which notice shall allow 7 (seven) calendar days or any other period mutually agreed in writing, unless required by government agencies, authorities and/or requested by the payment channel partners of the First Party to perform immediate change or in a shorter period of time (the “Notice Period”) for You to review and notify Us in writing of any objection to the Updated T&C. In the event no written objection from You received by Us within the Notice Period, the Updated T&C shall be fully applicable to You upon the expiry of the Notice Period. Such Updated T&C shall supersede and replace all previous versions.
These T&C shall constitute as one single document with the Agreement and shall not be interpreted separately.
Any Disbursements performed or to be performed by Us on Your behalf are subject always to the following conditions:
Any Collections performed or to be performed by Us on Your behalf are subject always to the following conditions:
Any foreign exchange transactions performed or to be performed by Us for Your benefit are subject always to the following conditions:
At all times, the First Party shall use the services of a Foreign Exchange Trader in carrying out the Second Party’s request.
Infringement of Intellectual Property | |
Intellectual property or proprietary rights infringement | Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; any product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of any third party; |
Counterfeit or unauthorized goods | Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported |
Import of prohibited and restricted Goods to Indonesia* | |
Printing Materials | Books, magazines, news paper and similar materials, leafter, brochures that are printed in the Indonesian language, dialects in Indonesia or Chinese; offset printout goods made of paper for cigarette packaging or drugs packaging in the Indonesian language or foreign. |
Certain Chemicals | Derivatives products that contains Halogen substitute and its salt, Pesticide, polimer etilena/stirena/vinyl chloride |
Used Clothes | Excluding personal hand carry clothes |
Export of prohibited and restricted Goods from Indonesia | |
Agriculture, Forestry, fishery & maritime, industrial and mining products | Natural rubber technical specification (TSNR) or Indonesian Standard Rubber (SRI) that does not satisfy the Indonesian National Standard(SNI); Natural rubber in other form other than Smoked Sheet and TSNR (SIR), Certain Timber and Rattan Products; Certain Fish (Scleropages Formosus and Schleropages jardini, Botia Macracantha, Cheilinus undulatus Ruppell, Anguilla spp, penaeus monodon, penaeus merguiensis, penaeus japonicus, Macrobrachium rosenbergii); ferrous and residual scrap; iron or steel remelted ingots; Tin ore, tin slag, tailing, precious stone excluding diamonds and semi precious stone, precious stone or semi synthetic precious stone, |
Endangered Species listed on CITES | Mammals (primates, whales, dolphins, porpoises, elephants, rhinoceros, tigers, honey bear, skunk, porcupine, Orangutan Blood, Sumatra Goat), Aves (Eagle, cockatoo, parrot, cassowary, cendrawasih, etc), Reptile (turtle, snake, crocodiles, monitor lizards; crocodile’s bile, genitals, teeth and blood) Insects (certain butterly), Fish (Red Arwana, Coelacanth, Belida, Sentani Shark, Sentani Stingray, cave wader, etc) Bivalviax (Coconut crab, cassis cornuta, giant kima) Orchidaceae, Nephentaceae & Palmae (Certain orchids and palm trees), Dipterocarpaceae (Tengkawang plants and seeds), Rafflesiaceae |
Cultural heritage | Artifacts, cultural heritage building/structure that are > 50 years or that represent a certain era that are at least 50 years old and has a special meaning for history, science, education, religion and/or culture which has high cultural values for strengthening national identity; |
Printing Materials | Books, magazines, news paper and similar materials, leafter, brochures that are printed in the Indonesian language, dialects in Indonesia or Chinese; offset printout goods made of paper for cigarette packaging or drugs packaging in the Indonesian language or foreign. |
Goods and services that violates Legislation | |
Gambling | Lotteries; bidding fee auctions; sports forecasting or odds making; sweepstakes; games of chance (Roulette, craps, slot machine and alike) ; casino games (Keno, Pi Gow Poker, Slots, Black Jack (21), Poker and alike) |
Adult content and services | Pornography and other obscene materials (including literature, imagery and other media); sexually oriented toys or products; sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features, mail-order brides, explicit dating sites |
Firearms and explosives materials | The sale, distribution, import, export of firearms, its ammunitions and explosives materials |
Psychotropic & Recreational Drugs | Unlawful sales, distribution, production, import and export of Category 1 drugs (Papaver Somniferum L, raw opium, cooked opium, cocca plants, cocca leaves, raw cocaine, cocaine, cannabis sativa, methamphetamine, and alike); Category 2 drugs (alphacetylmethadol, betamethadol, dextromoramide, hydromorphone, trimeperidine, and alike); Category 3 drugs (Acetyldihydrocodeine, ethylmorphine, propiram, and alike); drugs precursors |
Virtual currency | Virtual currency that can be monetized, resold, or converted to physical or digital products and services or otherwise exit the virtual world (e.g., Bitcoin); sale of stored value or credits maintained, accepted and issued by anyone other than the seller |
* legislation may change from time to time, from the first time this list was created.